Q: I find that I get involved with women who have horrible spending habits. I am trying to be proactive and wondering if you can tell me the types of money questions I should be asking women so that I can avoid financial woes later on?

Q: I am embarrassed to admit that at 36 years old I have not saved a penny for my retirement. Please tell me it's not to late and what the best way is to get started.

Q: I know finances play a major role in a relationship but is it a deal breaker if the woman I am dating does not share the same philosophy as I do about money?

Q: I am dating a man who is always charging our meals onto his business credit card. I am wondering if this is legal and also if I should be offended by it?

Q: I am a graphic designer in a high profile role but low paying salary. To compensate my income, I work as a spin and yoga instructor. My goal is to go full-time freelance but without the luxury of a dual income I do not have the safety net I need to make this happen. I know there are millions of freeagents who have pursued this career path and was hoping you can provide some money saving tips to help me get started

Q: I recently launched my own business and have been told to set up a S.E.P IRA account. Can you explain what this is and why it is recommended for independent business consultants?